Lending
We all face every day challenges and opportunities and State Bank of Taunton can help you. Our experienced Loan Officers can help you with a variety of lending options for your home, farm and/or business, so that you can stay focused on enjoying your life.
Consumer Loans
The State Bank of Taunton understands life throws you unwanted curve-balls from a car breaking down to exciting opportunities that you want to pursue. We are here to help. We offer a variety of loans with competitive interest rates and flexible payment schedules.
Auto Loans
- Finance/Refinance your vehicle, truck or trailer (new or used)
- Consolidate your debt with auto equity
Personal Loans
- Unexpected expenses/debt consolidation
- ATV’s, snowmobiles and motorcycles
- Campers and mobile homes
- Watercrafts: boats, jet-ski’s & trailers
Ready to Get Started?
Give us a call at (507) 872-6136 (Taunton Branch) or (507) 706-5023 (Marshall Branch) or come in and speak with one of our loan officers.
Agriculture Loans
Are you thinking about expanding your farming operation by purchasing equipment or livestock? Come in and speak with an Ag loan officer regarding our competitive rates and terms we offer. Take a look below to see the variety of Agriculture loans we offer.
Operating
State Bank of Taunton offers an annual revolving line of credit to help cover expenses for everyday operation.
- Competitive fixed or variable interest rates
- Covers operating expenses, family living, repairs, livestock and inventory
- Assistance with cash flow projections
- FSA Guaranteed Loans available
Equipment Term
State Bank of Taunton offers an assortment of installment loans, whether you are looking to purchase equipment, machinery and inventory or consolidate debt.
- Flexible payment schedules to match your order of business
- Competitive interest rates
- FSA Guaranteed Loans available
Construction Real Estate
State Bank of Taunton offers agricultural construction loans to help expand your agricultural business.
- 12 month multiple advance loan
- monthly interest only payments
- competitive fees and interest rates
- Permanent financing after construction
Farm Real Estate
State Bank of Taunton offers Farm Real Estate Loans to help you expand your agricultural business.
- Competitive interest rates and fees
- Flexible payment schedules
- Up to 30 year amortization with 5 year balloon
- FSA Guaranteed Loans available
Ready to Get Started?
Give us a call at (507) 872-6136 (Taunton Branch) or (507) 706-5023 (Marshall Branch) or come in and speak with one of our loan officers.
Commercial Loans
State Bank of Taunton understands that operating a business can be challenging at times. We are dedicated to helping relieve the pressure by offering a variety of loans to help meet your business needs. Check out the loans we offer below.
Operating
State Bank of Taunton offers an annual revolving line of credit to help cover expenses for everyday operation.
- Competitive fixed or variable interest rates
- Covers business operating expenses, family living, repairs and inventory
- SBA Guaranteed Loans available
Term
State Bank of Taunton offers an assortment of installment loans, whether you are looking to purchase equipment, machinery and inventory or consolidate debt.
- Flexible payment schedules to match your order of business
- Competitive interest rates
- SBA Guaranteed Loans available
Construction Real Estate
State Bank of Taunton offers commercial construction loans to help expand your business.
- 12 month multiple advance loan
- Monthly interest only payments
- Competitive fees and interest rates
- Permanent financing after construction
Commercial Real Estate
State Bank of Taunton offers Commercial Real Estate Loans to help you expand your business.
- Competitive interest rates and fees
- Flexible payment schedules
- Up to 30 year amortization with 5 year balloon
- SBA Guaranteed Loans available
Ready to Get Started?
Give us a call at (507) 872-6136 (Taunton Branch) or (507) 706-5023 (Marshall Branch) or come in and speak with one of our loan officers.
Real Estate Loans
Whether you are a first time home buyer, remodeling your current house or constructing your dream home, let State Bank of Taunton (NMLS: 691170) help you through the process.
Construction and Home Improvement Loans
- 12 month multiple advance loan
- Monthly interest only payments
- Competitive fees and interest rates
- Permanent financing after construction
Residential Real Estate Loans
- Up to 30 year amortization with a balloon payment
- Make one easy payment – escrow for taxes and insurance
- Automatic payment
Ready to Get Started?
Give us a call at (507) 872-6136 (Taunton Branch) or (507) 706-5023 (Marshall Branch) or come in and speak with one of our loan officers.
Ready Reserve
Avoid check return charges and overdraft charges by applying for a Ready Reserve – an overdraft protection line of credit attached to your checking account.
- Safe guard your account from overdraft fees and returned checks
- Funds available at a competitive interest rate prior to your next deposit
Ready to Get Started?
Give us a call at (507) 872-6136 (Taunton Branch) or (507) 706-5023 (Marshall Branch) or come in and speak with one of our loan officers.
Community Reinvestment Act Notice
Under the Federal Community Reinvestment Act (CRA), the Federal Deposit Insurance Corporation (FDIC) evaluates our record of helping to meet the credit needs of the communities we serve consistent with safe and sound operations. The FDIC also takes this record into account when deciding on certain applications submitted by us.
Your involvement is encouraged.
You are entitled to certain information about our operations and our performance under the CRA, including, for example, information about our branches, such as their location and services provided, the public section of our most recent CRA Performance Evaluation, prepared by the FDIC; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments. You may review this information today.
At least 30 days before the beginning of each quarter, the FDIC publishes a nationwide list of the banks that are scheduled for CRA examination in that quarter. This list is available from the Regional Director, Division of Compliance and Consumer Affairs, FDIC, 1100 Walnut Street, Box 11, Kansas City, Missouri 64106. You may send written comments about our performance in helping to meet community credit needs to the President, State Bank of Taunton, P.O. Box 398, Taunton, Minnesota 56291, and the FDIC Regional Director. You may also submit comments electronically through the FDIC’s Web site at www.fdic.gov/regulations/cra. Your letter, together with any response by us, will be considered by the FDIC in evaluating our CRA performance and may be made public.
You may ask to look at any comments received by the FDIC Regional Director. You may also request from the FDIC Regional Director an announcement of our applications covered by the CRA filed with the FDIC. We are an affiliate of Taunton Bancshares, Inc., Taunton, Minnesota, a bank holding company. You may request from the Vice President in Charge of Applications, Federal Reserve Bank of Minneapolis, 90 Hennepin Avenue, Minneapolis, Minnesota 55401 an announcement of applications covered by the CRA filed by bank holding companies.
