Business Credit Cards
State Bank of Taunton works with Elan Financial to offer VISA® business credit cards.
Choosing the Right Business Credit Card Is Easier Than Ever.
No matter which card you choose, you’ll enjoy important features like:
- Expense management tools
- No fee for additional employee cards
- EMV smart chip technology for added security
- Mobile payment capability for added convenience
Let’s get started…
All Purpose Rewards
Visa® Business Real Rewards Card
- Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5 cashback)5
- No cap or limit on the number of points you can earn, and you have five years to redeem for rewards4
- 2,500 bonus points awarded after first purchase3
All Purpose Rewards
Smart Business Rewards Visa Signature® Card
- 2x points per $1 spent in your top two spend categories each month – automatically.
- 1x points monthly per $1 spent on other eligible purchases.
- Earn 20,000 bonus points after you spend $500 in the first 90 days of account opening; the equivalent of $200 cash back.
- No caps or point limits.
Cash Back Rewards
Visa® Business Cash Preferred Card
- Earn 3% cash back on eligible purchases.
- Receive a $100 annual software credit after 11 consecutive monthly software transactions.
- $25 cash back after your first purchase.
- Earn 1% Unlimited cash back on all other eligible purchases.
Pay Down Balances
Smart Business Rewards Visa Signature® Card
- Extended introductory offer.
- Save on interest and pay down your other credit card balances faster.
- Separate business expenses, manage cash-flow and track spending.
1 — Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles.
2 — Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may see simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 2 additional Points (for a total of 3 Points) for each dollar of eligible Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code as office supplies or cellular phone, landline, internet and cable TV services. In addition, you will earn 1 additional Point (for a total of 2 Points) for each dollar of eligible Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations or restaurants. The number of additional Points earned on office supply store purchases, cellular phones, landline, internet and cable TV services, automated fuel dispensers, and service stations or restaurants is unlimited. Points expire five years from the end of the quarter in which they are earned.
3 — Bonus reward points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time bonus rewards will be rewarded after eligible net purchases totaling $2,000 or more are made to your account within three months of account opening.
4 — The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
5 — Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchases points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
6 — Rewards PLUS: Points expire five years from the end of the quarter in which they are earned. You will earn 1.5 Reward Points for each dollar of eligible Net Purchases made with your Account. You may earn additional points for purchases at merchants that are classified as: airlines, cellular phone services, or hotels (each, a “Category”). You will earn an additional 1.5 Reward Points (for a total of 3 Reward Points) for each dollar of Net Purchases in the one Category that has the highest total Net Purchases charged to your Account (the “Highest Category”) during each billing cycle.
The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc.,
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