STATE BANK OF TAUNTON
ELECTRONIC STATEMENT (e-Statement)
DISCLOSURE AND AGREEMENT
Electronic Statement Disclosure and Agreement
Before you can enroll in or access our Electronic Statement Presentment Services (“e-Statement Services”), the Electronic Signatures in Global and National Commerce Act (ESIGN) and other laws and regulations require us to obtain your consent to electronic delivery of your periodic account statements and associated disclosures required under Federal and/or State laws or regulations (collectively “Statements”). Please read this Electronic Statement Disclosure and Agreement (this “Disclosure”) carefully and save or print a copy for your records.
Your Consent is Required
You must consent to electronic delivery of your Statements in order to complete enrollment in our e-Statement Services. In order to receive your statements electronically, you will need access to a computer that satisfies the minimum web browser requirements for online banking. Additionally, you will need access to a printer or the ability to download the information, in order to keep copies for your records. If after reading this Disclosure information, you still wish to consent to electronic delivery of your Statements and enroll in our e-Statement Services, you will need to check the box that states you have read and agree to the disclosures.
By checking the box where you agree to the disclosures, you are requesting that the State Bank of Taunton make your monthly Statements available to you electronically, by sending to your personal e-mail address a notice that your Statement is available for viewing through your Internet Banking account.
If you change your e-mail address, you will notify us of the change so that we may continue to send you your Statement notifications electronically. You will also notify us of any changes in physical address or telephone number.
Except as expressly provided in this Disclosure, your participation in the e-Statement Services program does not change your rights and/or obligations related to your account agreement with the Bank, as amended by us from time to time, and any other agreements and disclosures relevant to your account, including, without limitation, any fees disclosed therein. You agree, however, that when any such terms and conditions, agreement or disclosure includes a time period stemming from your receipt of a Statement from the Bank, such time period shall start or end, as applicable on the date that we send to your personal e-mail address a notice that your Statement is available for viewing.
Except (i) in the case of undeliverable e-mail, (ii) in the case of your withdrawal of your consent to electronic delivery of your Statements and resulting un-enrollment from the e-Statement program, as described below, (iii) upon your express request, as described below, after your enrollment in the e-Statement Services becomes effective, you will no longer receive paper copies of your Statements.
In order to participate in the e-Statement Services and receive and retain copies of your Statements electronically, you will need to provide or obtain access to the following:
- A computer and modem or other device capable of accessing the Internet;
- An active “Internet Service Provider”;
- A web-browser that supports 128-bit SSL encryption;
- The ability to download or print agreements and disclosures;
- Adobe Acrobat Reader software.
Updating Your Personal Information
You must keep us informed of any change in your telephone number, mailing address, or e-mail address. You may notify us of changes in any of the following ways:
- For change of e-mail address, go to: www.statebankoftaunton.com, log into your Internet Banking account and change the address;
- For change of mailing address or telephone number: Telephone us at 507-872-6136, or contact us by postal mail: State Bank of Taunton, 101 N. Main, P.O. Box 398, Taunton, MN 56291-0398, with a signed and notarized request for address change.
Your Rights and Options
Paper or Non-electronic Form. You are not required to enroll in the e-Statement Services program. You can continue to receive your Statements in the same format in which you currently receive your electronically, however, you must enroll in the e-Statement Services program and agree to the terms set forth in this Disclosure.
Withdrawal of Consent to Electronic Delivery. If at any time after you consent to electronic delivery of your statements you wish to withdraw your consent to electronic delivery of your Statements, you should go to www.statebankoftaunton.com. Log into your Internet Banking account and un-check the Enable e-Statement box that you selected when you enrolled in e-Statements. The e-Statement Service will be discontinued within 10 working days of your request, and paper delivery of your statement (s) will resume for subsequent statement periods. Please refer to your Account Disclosure and Fee Schedule for fees associated with paper statement delivery.
Duration of Consent. If you consent to electronic delivery, your consent will apply unless and until the earlier of (i) your withdrawal of consent as described above, or (ii) the Bank’s discontinuation of electronic Statement delivery services.
The Bank’s Right to Amend the Services
The Bank reserves the right to amend the e-Statement Services and/or the conditions of participation from time to time, including enlargement or restriction of services available through the e-Statement Services. Your use of the e-Statement Services after any change will indicate your agreement to the amendments and affirm your consent to electronic delivery of Statements. The Bank will make available to you electronically a copy of any amendments when required by applicable law.
Acceptance of e-Statement Agreement and Consent to Receive Electronic Disclosures
Checking the “Enable e-Statements” box constitutes your written signature and consent to be bound by the terms of this Disclosure and to receive Statements electronically.